Rental Portfolio and Single Asset Loans

Private Money Portfolio, Single Property  and Vacation Short Term Rental Loans

Money Source of America has direct access to private money for Rental portfolios, Single property and Short term rental properties. Our private investors and portfolio lending firms are direct funding sources who in turn bundle the loans they make to sell as bonds on wall street. What does that mean to you better terms, rates ,lower cost and better chance of approval. They can make their own decisions and not tied to a matrix. Other lenders and Banks sell their loans to our large financial investors.

andrea-davis-VOWXF7lsAN0-unsplashYou can use our Rental Loans to unlock your equity. purchase new properties or refinance the properties you own. We have the real estate investor in mind with bank rates and terms without the hassle.

 Our Flagship Residential Permanent Rental 30 Program

  • Terms 30 year Fixed, 5/1 and 10/1 available
  • Interest Only Available
  • Up to 85% LTV
  • Property Types 1-4 Unit SFR, Town homes, and Condos
  • Short Term Vacation Rentals , Air ANB
  • Loan Minimum 75,000 Maximum 3,000,000
  • Rates as Low as 3.875 % Buy downs available
  • No Income, Asset or Reserve docs Required
  • Purchase, Rate/Term, Cash-Out
  • No Ownership Seasoning
  • Go off Full Appraisal Value
  • DSCR Calculated on Interest Only
  • DSCR as low as 1.00%
  • NON- Warrantable Condo
  • Min Credit Score 620
  • Pre Penalty 3 Years

Complete a Loan Proposal Summary Today

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Rental portfolio loans have a 5-10 year term and close in less than 45 days. These loans can be used to fund single family homes, town homes, condos or multi unit properties. As the industry changes and market values shift, more and more investors are focusing their efforts on building a rental portfolio and we at Money Source of America have access to private money funds to help you get yours started too.

Rental Portfolios Loans

  • Now Lending on Apartment  Multi 5 + Portfolios
  • Lending Area Nationwide  to include: Florida, Georgia, North Carolina, South Carolina, Virginia, New York, New Jersey, California, Colorado, Arizona, Pennsylvania, Michigan, Ohio and in between
  • 52+ properties
  • Loan Amounts  250,000 to 100 million
  • LTV up to 75%
  • Single Family,Town homes, Condos, Multi Unit
  • Fixed rates Starting at 4.25%
  • 5 and 10 year terms 5+
  • Interest only options available
  • 30 year amortization
  • Recourse and Non Recourse Options available
  • Cash Out Unlimited
  • Income of the properties used for qualifying so no income documentation required
  • Close in 30 to 45 days

Non Flagship Single Asset Rental Loans

  • Lending Area Nationwide to include Florida, Georgia, North Carolina, South Carolina, Virginia, New York, new Jersey, California, Colorado, Arizona, Pennsylvania, Michigan, Ohio and in between
  • 1 -4 properties
  • Loan Amounts 65,000 to 3 million
  • Up to 80 % LTV on Purchase and Refinance Rate/Term
  • 75% Cash out
  • 30 day Seasoning options
  • Fixed Rates starting at 4.99%
  • 30 year term
  •  Fixed 5/1 ARM , 10 /1 ARM  terms available
  • Individuals and Legal Entities
  • Single Family. Town homes, Condos, 1-4 units
  • Close in 25 days
  • Credit scores as low as 600
  • No Income documentation income of the rental properties used for qualifying
  •  Submit a loan proposal summary for your rental investment property today and get approved and a term sheet in within 48 hours.

Complete a Loan Proposal Summary Today

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Vacation Short Term Rental Loans

Vacation Rental Features

  • Common sense underwriting of your short-term rents
  • Full 30-year term (no balloons) for your peace of mind
  • No tax return requirements
  • Up to 75% LTV for refinances and 85 % LTV for purchases
  • Only 30-day ownership seasoning means you can

grow your portfolio faster

  • Simple, haggle-free pricing you can depend on
  • Protect your identity and other assets by borrowing in a corporate entity

Loan Structure

  • Loan purpose: purchase, rate and term refinance, cash out refinance
  • Loan type single asset only
  • Rate structure 5/1 Arm, 7/1 Arm. 30 yr. Fixed starting 5.65%
  • Loan amount 45,002 2,000,000 (higher amounts deal by deal)
  • Loan to value ( LTV) 75% purchase 70% refinance
  • Minimum property value 75 K

General Requirements

  • Property type vacation short-term rentals that are 1 to 4 unit single-family residential, condos, or town homes
  • Valuation type- as his appraisal with actual rental value or expected rents for gross rental values.
  • Borrower type investor only, LLC’s, corporations, limited partnerships. US citizens, permanent and non permanent resident aliens.
  • FICO score minimum 640

We take pride in our ability to make common sense underwriting short-term rentals to help investors across the country grow  their vacation rental portfolio. Our vacation loans, like all of our rental investor loan programs are DSCR -Based, meaning we focus on the property, cash flow rather than personal income

If  you are looking for a way to access equity, purchase a new property or refinance rental investment property you own. Money Source of America has access to private money funds to help fund rental portfolios, single and short term  asset loans. Our unique ability to fund individual rentals as well as help investors build their portfolios based off of our long standing network, is only one of the reasons why you should consider us for your portfolio, single asset and vacation rental  loan needs. Complete and Loan Proposal Summary today and get an approval and term sheet in 48 hours.

carolina rental portfolio 2,343,500

 We recently closed this 4.2 million 42 property in North Carolina 4.75% Non Recourse