![[companyt.title] Tree](https://www.moneysourceamerica.com/wp-client_data/20831/5256/uploads/2026/07/money-source-tree-circle.webp "money-source-tree-circle")
Welcome to Money Source of America
Simplifying the Real Estate Investment Lending Process
QUICK QUOTE
Your Reliable Partner for Private Money Lending
Real Estate Investment Financing Made Simple
Money Source of America LLC is a national private money lender offering a wide variety of innovative and flexible real estate investor loan programs for non-owner-occupied residential and commercial properties. When real estate investors and commercial property owners need customized solutions, they come to Money Source of America LLC
Our mission here at Money Source of America, LLC is to simplify the real estate investing lending process. To provide real estate investors, developers, contractors, realtors, individuals, and business with trusted and reliable financing solutions. We offer residential and commercial lending options that are fast, flexible while alleviating the typically drawn-out loan process and providing you with outstanding customer service. Our Corporate Office is located in Sheridan, Wyoming with satellite offices located throughout the United States with over 47 years of experience in the financial services industry, we feel you have come to the right source.
Our Process
We are not matrix lenders and every private money deal is different. We look at all factors in a deal and make our own decisions. Some of the factors include the asset, type, value ratios, borrower experience, background, credit score, exit strategy, and ability to payback. To start the process fill out the online Loan Proposal Summary on larger commercial projects please submit a well-written executive summary.
Our Flagship Residential Short Term Programs
Private Money Residential Purchase w/ Rehab No Docs
No Asset, Reserve, Income Verification's, No Sourcing of funds Payments included in loan all draws advanced.
We provide money to purchase and renovate residential investment 1-4 unit properties. On our Flagship program, we will lend up to 100% of the Purchase & Rehab up to 75% ARV with built-in interest payment reserves and front-loaded draws. We do not require, assets, reserves, or income verification and we do not source money needed to close. Straight purchase no rehab funds available 80% LTV Once we receive the loan proposal summary we will review, approve, and issue you a term sheet usually in 24 to 48 hours. Read More
100% Short Term Documented Program
New Increased leverage and draw advances
Will fund 100% of the purchase and rehab, refinance w rehab, and new construction up to 70% ARV. with advanced draws. Residential 1-4 units, 50/50 Mixed-Use Properties. LTV tiers are based on credit score and documented Income for cash flow purposes. Full and Lite Doc available. Not available in all states. Read More
Private Money Refinance w/ Rehab No Docs
We will refinance an investment property you currently own and provide the funds to rehab or finish a rehab project up to 75% ARV. All costs including payments is included in the loan. Advanced draws and No asset, income or reserve docs required. Read More
Private Money Construction/Spec Programs
Introducing Our New Flagship Residential 1-4 Unit Ground Up Construction product 90 % LTC, 75 % ACV, payments included, If you own the lot or pay with cash 100% Construction funding including payments No Docs and advanced draws, one or multiple properties. This is a unique approach to ground-up construction. Read More
Private Money Cash Outs No Docs
Be Your Own Bank!
Own commercial or residential investment properties that have equity in them? Need cash quickly to buy other properties or start a business? We offer short term private money cash-out Bridge loans up to 80% LTV. Rates starting at 6.99%% 1 to 4-year terms. Many of our loans close in 10- 15 days, NO seasoning, Low minimum credit score requirement, the property can be listed, NO income, asset or reserve docs required with monthly payments included. Click Get Approved and fill out a loan proposal summary today. Read More
Our Flagship Long Term Residential Rental Programs
With our Flagship Residential Investment long-term Rental 30 loan program we offer 30-year terms on Purchase, Rate, and Term and Cash-Out Refinances. We have No Title Seasoning, No asset, income, or reserve verifications, and will go up to 80 % LTV. Rates as low as 6.75% % with buydowns to 5.25% available. Credit scores down to 650, with low to no DSCR requirements. Read More
Vacation Short Term Rental Loans
We have private money funds for your short term and vacation rental investment properties. Purchase, Refinance, Cash Out Up to 80 % LTV rates starting at 6.75% No Asset, Income or Reserve Verifications Read More
Fix and Hold Want to purchase, renovate, and hold on to the property for a steady stream of income. We will provide your short term purchase and renovation money with our Flagship purchase and rehab NO Doc up to 100% loan and when rehab is completed your short term bridge loan will turn into our low interest No seasoning Flagship Private Money permanent financing to hold for rentals.
Our Flagship Commercial Long Term Loans
With our Flagship Commercial Flex 30 year program we provide private money permanent funding for Multi-Unit 5 +, small and large commercial properties. No seasoning, asset, income, or reserve verifications up to 75% LTV and 90% CLTV Seller Held Seconds Allowed. Whether you are looking to refinance, purchase, cash-out we have your solutions. We are asset-based, income-based on the cash flow of the property and we make common-sense decisions. Read More
Commercial Bridge Loans
Introducing Our Flagship Short Term Apartment/ Multi-Unit Program
We now have short term direct private money funds for Multi-Unit 5+ and Mixed-use. Funding for Purchase, Refinance, and Rehab with exit to sell or to hold. Up to 80% LTV and 100% of Rehab Read More
Commercial Bridge Loans
Multi-Family, Commercial, Mixed-Use Luxury Residential
Private Money Commercial Bridge loans for Purchase, Rehab, Refinance, Cash-out, Expansion value-added, and distressed properties. Rates starting 6.99% Terms 1-5 Years. Closings in as little as 10 Days. Loan amounts up to 10 million. Read More
Loan Programs Tailored to Meet the Evolving Needs of Our Borrowers
At Money Source of America LLC, we understand that every investment is unique. That's why we offer flexible financing options that can be tailored to fit your specific needs, whether you're an experienced investor or just starting out in the real estate market.
Discover the power of having a private money lender on your side with the experience, stability, and resources to help you achieve your financial goals. Your success is how we measure our success. Let Money Source of America be your partner in real estate investment financing.
The Callaway Family with over 100 years of experience in Banking and Finance has a reputation that is unmatched.
Submit a Loan Proposal Summary use one of our interactive tools, read our informative articles, watch our instructional videos, or contact us at (877) 243-3432 or info@moneysourceamerica.com
Thanks,
The Money Source Team!
Keywords: Private Money for fix and flips, Online Approvals, Hard Money, Commercial Bridge Loans, Cash Out, No Seasoning, Commercial Mortgages, Direct Commercial Lending, Direct Private Money, Nationwide Private Lenders, Real Estate Investor Loans, Commercial Real Estate, Residential Investment Properties, Rental Mortgage Loans, Short Term Bridge Loans, Permanent Rental Loans, Investment Loans, Fix ans Hold,Refinance,Purchase,Spec lending, Construction Loans, Distressed Properties, Contractors, Real Estate Developer, No Doc Fix and Flip, Commercial NO Doc Loans, Multi Family Financing, Mixed Use Properties, Office Property, Purchase and Rehab.
We have the ability to lend Nationwide and are currently funding in cities such as Jacksonville,Miami,Orlando,Florida, Los Angeles, San Diego, San Francisco California, New York City, Syracuse, New York, Atlanta, Savannah, Georgia, Charlotte, Raleigh, North Carolina, Richmond, Virginia, Newark, Jersey City, New Jersey, Portland Oregon,Baltimore,Maryland. Washington DC, Detroit Michigan, Denver, Colorado,Philadelphia,Pittsburgh Pennsylvania, Greenwich, Hartford, Connecticut, Boston, MA, New Orleans, Louisiana, Dallas, Houston Texas, Cincinnati, Cleveland, Ohio, Phoenix, Montgomery, Birmingham, Alabama, Mississippi, Arizona, Charleston, Greenville, Columbia South Carolina, Boise Idaho, Cheyenne, Wyoming, North and South Chicago, Illinois, Honolulu, HI, Indianapolis, Fort Wayne Indiana, Minneapolis, MN Columbia, Missouri ,Billings City Montana, and cities in between.
Investment Opportunities
Search Investment Property Opportunities from Alta Realty
Whether you’re thinking about flipping or renting, finding new investment opportunities to purchase and or rehab is the first step. Our partners at Alta Realty offer new listings in markets across the country each and every month that are perfect for experienced investors. Use this free tool to find your next profitable project!
SEARCH PROPERTIES
Whether you’re thinking about flipping or renting, finding new investment opportunities to purchase and or rehab is the first step. Our partners at Alta Realty offer new listings in markets across the country each and every month that are perfect for experienced investors. Use this free tool to find your next profitable project!
Rental Investor Tools
One Platform that does it all for Landlords
- Nationwide Free Listing Service, Find Tenants and View Credit History
- Tools specifically designed to Digitally Sign Leases, Legal Forms, and Collect Rent on any device.
- For the successful Rental Investor
LET'S CONNECT
One Platform that does it all for Landlords
- Nationwide Free Listing Service, Find Tenants and View Credit History
- Tools specifically designed to Digitally Sign Leases, Legal Forms, and Collect Rent on any device.
- For the successful Rental Investor
Investor Funding
Commercial and Residential Purchases, Rehabs, Fix/Flip, Fix/Hold, Cash-out Refinance, Construction, Blanket loans. Bridge Loans Interest Only Portfolio and Term Loans rates prime Lines of Credit for multiple properties Stated Income, Limited and No Doc available Quick Closings 15 days or less.
Investor Funding
Commercial and Residential Purchases, Rehabs, Fix/Flip, Fix/Hold, Cash-out Refinance, Construction, Blanket loans. Bridge Loans Interest Only Portfolio and Term Loans rates prime Lines of Credit for multiple properties Stated Income, Limited and No Doc available Quick Closings 15 days or less.
What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.
We Offer Many Different Loan Programs To Meet Your Needs.
A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.
The Money Source of America Team
Start your commercial loan process here!
The Money Source of America Team has been in business since 2006, helping commercial mortgage professionals increase their online visibility and strengthening their referral networks through the use of our suite of marketing products. With over 3,000 active clients, you can be certain that The Money Source of America Team puts their money where their mouth is!
What our clients are saying
-
Enjoy working with Michael and his team. Great website. Thanks We just closed on our third deal with the funding from Money Source of America. They are very knowledgeable and a... read more
Thomas Bailey
January 9, 2023If you are even a mildy experienced investor you will find that Michael Calloway is the lender you have been looking for, he knows the industry and how deals right... read more
Divi Harris
November 18, 2022We have known Michael and Money Source of America for over 10 years. They lease one of their office buildings from us. We have financed several of our investment properties... read more
Carol Davis ERA
October 13, 2022 -
We have had several of our fix and flip projects funded by several lenders this group is by far the experince we have had. High leverage and no docs. This is... read more
Texas Real Estate Group
September 27, 2021We have known the Callaway Family for many years and have financed several of our real estate investment projects with them. Just closed on a 1,000,000 purchase and rehab through... read more
Omni Investment Group
September 20, 2021Great website love all the tools articles and instructional videos. These guys actually care about your real estate investing success. Their high leverage no doc loan programs makes the funding... read more
Anderson Homes
July 17, 2021 -
Great partner through several deals! I keep coming back because they always have a solution for the deals I need. Michael and his team are great to... read more
Midlantic Mgmt
April 23, 2021
