Fix and Flip/Fix to Hold Loans


Real Estate Investors need funding for your next project? Special Funds now available Nationwide! Purchases, Fix and Flip, Fix to Hold , Refinance Cash, Rate Term, Construction, Credit Lines, Portfolio Lending, Bridge Loans, Blanket Loans and more. The Money Source of America in house loan committee consist of and is connected with large private money funds and firms nationwide. We can fund on Commercial and Residential  properties nationwide.Our fix and flip programs are asset based,use common sense underwriting , are designed to handle specific needs, challenges and objectives surrounding all levels of  real investor funding. Our Programs are designed to provide fast and efficient  service in loan approvals, loan closings and distribution of Real Estate Investor funds.


Just added new Private Money Investors to our Loan Committee eager to fund your purchase rehab deals whether your are going to Flip or Hold as Rentals

On our new private money purchase /rehab program we will fund up to 100% of the purchase and  rehab up to 75% ARV on 1-to 4 Unit Investment Properties with 7 day closings. With this new private money program get your first draw 15% of the purchase price credited to you on the HUD at closing recovering any down payment that you may incur. Depending on your experience, background and credit history you could qualify for a Zero down payment to as little as 10% down with no experience and 100% of the renovation up to 75% After rehab value. The exit strategy can be to sell or to hold as rental with a pre-approval from our in house permanent private money rental lenders with Rates starting at 5.785% on a 30 year fixed rate. This new program loan amount minimum is 75,000 and will go up to 5 million case by case. No Financial Docs Required only bank statements. Only document the reserves the down payment can be gifted and does not have to be sourced. Rates as low as 7.99% interest only with 6-36 month terms. Use your own appraiser and title company. Closings in as little as 7 days.

We are funding on this program from  great cities such as Los Angeles , San Diego, California ,Chicago, Rockford IL, Miami, Orlando, Jacksonville Florida,Atlanta,Savannah Georgia, Charlotte, Raleigh,North Carolina, New York City, Buffalo, Syracuse, New York Pittsburgh, Philadelphia, Pennsylvania, Richmond,Norfolk VA, Denver, Colorado Springs, Colorado, Dallas, San Antonio, TX, Detroit, Ann Arbor, Michigan,Cincinnati, Cleveland,Ohio,Greenwich, Hartford, Connecticut. Baltimore, Rockville ,Maryland, Washington, DC.New Orleans,Baton Rouge LA, Boston,Worcester, Massachusetts, Newark,Trenton,New Jersey City New Jersey, Seattle,Tacoma, Washington, Cheyenne, Jackson, Wyoming and all the cities in between.

If you do not qualify for Zero Down payment do not worry many of our clients get fix and flips approved for as little as 10% of the purchase and 100% of the rehab price up to 75% of the After Rehab Value. Approvals are based on the deal, experience, the property. and the exit strategy. If the deal make sense we can fund it. If you are a fix and hold investor we have your solutions as well. We will provide you with the purchase and rehab money and once the property is renovated and ready to rent you can roll your bridge loan into one of our permanent fixed low interest rental loans. Go click GET APPROVED AND fill out a Loan Proposal Summary Today and see what your deal qualifies for.



100% of Purchase 100% of Rehab up to 65% of ARV

Terms 12 months  Interest only, rates starting at 11.99%%  interest only. Requirements credit score 620 or better, liquid assets in the bank, positive mortgage history,No BK last three years, documented income, legal US Resident, primary residence must be in 60 miles of the investment property,States program available in CO,CT,DE,FL, GA,MD,MA,NH,NJ,NC,SC,VA, PA,RI, NY(no Burroughs). If you fit these qualifications GET APPROVED TODAY! today for 100% Fix and Flip Funding. If you do not fit these requirements for 100%. We have multiple private money investors that will fund your deal with some real estate investor participation. Go Click on Get Approved Today fill out a loan proposal summary and with in 48 hours we will review, approve and issue a term sheet on your deal.

Residential Investor 1-4 UNIT PROGRAM

Money Source of Americas non owner  1-4 unit residential program is ideal for experienced investors and novices alike. We offer interest only purchase/ rehab loans for a short term flipper and fully amortized mortgages for the buy and hold borrower.

We require no personal or property income, no primary residence ownership, and no investment experience. We also finance foreign nationals and offer non-recourse loans to seasoned investors

Rehab/Bridge Loans

  • 50,000 to 2,500,000             50,000 to 2,500,000
  • 6 to 12 month terms               30 year amortization
  • No credit minimum               Most credit Considered
  • To 100% of Purchase                 No Junk Fees
  • To 100% of Rehab                 To 75% Purchase/Refinance
  • 80% Refinance/Purchase       Rates start at 6.0%
  • Unrestricted Cash-out           Unrestricted Cash-out
  • Interest only                             No DTI or DSCR
  • No Prepayment Penalty        No Occupancy Required
  • No Exit Fees                               2 to 3 weeks to close
  • No Junk fees                          Blanket Options for Multiple Properties
  • 1 to 2 weeks close

What Else?

  • Rates start at 6% (Bridge & Term)
  • Foreign Nationals (non citizens) up to 65% LTV
  • No property management company required
  • No investment experience required
  • No primary residence ownership required
  • No limit on number of properties financed
  • No population restrictions
  • Vacant properties are acceptable

No more time spent shopping around from one lender to the next only to get turned down. Chances are the Callaway Family have personal relationships with many of the current lenders and firms and many may reside on our in house committee already. Fill out one 5 minute form get multiple private money decision makers looking at your real estate investor deal. Best chance for approval and at the best rate and terms available to you.


We can now provide financing to clients who are doing quick flip properties/ projects. That generally means: buying low, fixing up (although not always) and then selling fast for a profit. These are now available as follows:

  • Available for quick flip loans(with or without renovation expenses)
  • 12 month terms with extensions available
  • Quick Closings usually 15 days or less
  • Fast Approvals usually 48 hours
  • No Prepayment penalties.
  • Interest only payments
  • No appraisals programs available
  • Stated and low documentation available
  • No credit score requirement
  • No Tax returns or 4506 T


  • Residential 1-4 units
  • Available for Purchases or Refinances
  • Up to 75 % ARV ( After Repair Value)
  • Asset based underwriting
  • Limited Credit or No Personal income requirements
  • No seasoning requirements
  • We send Appraiser out to the subject property
  • Terms up to 30 years
  • Rates starting at 5.75%
  • Cash out allowed
  • No prepayment penalty available
  • Now in all 50 States


  • Rate/ term rates prime +
  • Cash out up to 80% LTV No seasoning
  • Rate and term to 80% LTV
  • No credit score requirement
  • Blanket loan options available for multiple properties.
  • Term Loans for portfolios 5 to 10 years fixed terms rates starting at 5%
  • lending on institutional portfolios
  • Loan amounts 50,00 to 50 million
  • Closings 10 to 15 days


  • Purchase Loans 80% LTV
  • rates starting at 7.99%
  • No minimum credit score requirement
  • No Docs options available
  • No appraisal options available


  •  Pre- Approved Credit Lines available for experienced Real Estate Investors
  • Credit Line available for purchases or refinancing existing assets.
  • Multiple property options available.
  • Loan amounts up to 50 million


  • Residential or Commercial properties
  • Spec home lending for contractors
  • interest only low rates
  • 6 to 18 month Terms
  • no down payment options
  • up to 80 % Loan to Cost
  • low cash reserve options

We here at the Money Source of America take pride in building a long lasting relationship with all of our real estate investors through out the country and look forward to adding you to our client list. Check out our recent successful transactions yours can be next!

Richmond Viginia Real Estate Investor Portfolio

Recently funded fix and flips

Remember our Money Source Preferred Investor Program: After one funded deal you will be issued a Proof of Funds letter and enjoy a streamlined process with reduced fees and points on future deals. After 4 funded deals we will look at issuing you a credit line.